The good contributions of the authors are to a tune of 17 chapters in the field of Commerce and Management Research: A survey 2021 and it is a systematic and scientific study that have been thematically spread over and blended into five major themes. They are: (A) Business Environment (B.E.); (B) Business Organisation (BO) ; (C) Industry and Trade (IT); (D) Organisation and Management of Social Environment (O&MSE); (E) Quantitative Techniques and Research Methodology (QT&RM) thesis; (F) Analysis; (G) Innovative areas of Research; (H) Project Proposal; and (I) Conclusions. A deviation from normal traditional outlook and structure, an attempt has also been made to include new methods of banking such as e-banking, digitalization in banking and also the analysis of core chapters have been carried out and presented. The editor also intends to present the innovative areas of research exclusively, summative analysis and study relating to research funding in the form of (1) ICSSR project proposals for the award of minor/major research project – a model study. Special efforts have been made to design the volume in order to cater to the needs of the present and future researchers. The entire researched work is related to current research trends of the scholars and projects in which the author's have made commendable contributions through excelled academic excellence. Analysis and finally innovative areas of research in Commerce and Management i.e. current trends of Research in Commerce & Management and Conclusions. CONTENTS Preface ................................................................................................. 9 Acknowledgements ............................................................................. 13 List of Contributors to the Present Volume ....................................... 15 A. Business Environment (B.E.) 1. Introduction ........................................................................................ 19 2. Impact of Covid-19 on Indian Economy —A Study on New Business Opportunities with Corona Virus in India ...................43 B. Business Organisation (B.O.) Business Environment, Trade, Business Organisation and Development ............................ 57 3. Trade: Insurance Business: An Adequate Financial Cover ................61 4. Service Industry: Indian Banking Industry Business Organisation and Business Environment ........... 73 5. Commerce: Commercial Activity and Profile of the New India Assurance Co. Ltd. ................... 85 6. Growth of E-Commerce in India ........................................................ 93 C. Industry and Trade 7. International Trade and Economic Development in India ................ 119 8. Scope of the Micro, Small and Medium Scale Enterprises (MSME’s) in Telangana State ................. 131 9. Identification of Potential Landfill Sites in the GVMC Area Using Multicriteria Evaluation Method ............... 155 D. Social Engineering (S.E.) 10. Human Resource Development in the Knowledge Economy – A Global Perspective ............... 171 11. Self Help Groups – The Mechanism For Social and Women Empowernment ............. 183 12. Ph.D. Thesis: Financial Inclusion: Inclusive Banking Initiatives and Practices – A Study With Reference to Andhra Bank ................213 E. Analysis (A) 13. Analysis............................................................................................ 231 14. Summative Analysis ......................................................................... 243 15. New Areas of Research in Commerce and Management Studies ....249 F. Research Project Proposal 16. ICSSR Major Research Project Proposal Industrial Development: A Case Study of North Coastal Andhra Pradesh .............................. 255 17. Conclusions ...................................................................................... 259 Annexure-I ....................................................................................... 263 Annexure-II ...................................................................................... 269