The book stresses on financial literacy and counselling, which are core to the achievement of financial inclusion. The authors dwell upon the difficulties faced by vulnerable groups like women, tribal, weavers and rural populace while trying to access financial services. The book also analyses inclusion measures like ICT interventions, post office model and payment mechanisms.It provides an in-depth analysis of the various pillars of financial inclusion such as micro-remittance, micro-savings, micro-credit and micro-insurance. Book emphasises that financial services should be cost-effective and easily affordable to the vast majority of disadvantaged and low-income groups. The present book would certainly make an eye opener and will be used as a reference book on the desktop of academicians, research scholars and students of Commerce, Management, Economics and other allied subjects who are interested to know more on finance and financial inclusion in particular.