Indian Banking Industry: Scope, Challenges and Opportunities provides an in-depth knowledge about the Indian banking sector—institutions, reforms, and many other dynamics of banking in India. The book captures the Indian banking history and its transformation in a comprehensive manner. It places the development of Indian banking industry in a proper historical and comparative perspective together with important policy implications for sound, prudent, and robust banking. The book explains Indian banking and its dynamics, right from the history of banking to the present-day scenario of technology-driven banking, in an easy-to-understand manner that is appropriate for the average reader. It is divided into three parts, each with its own unique focus. Part 1 deals with history, sectors, types, and much more. Part 2 examines major banking institutions, main banking reforms, and major challenges and opportunities. Part 3 not only covers the major recent developments in the banking industry, but also focuses on the future landscape of Indian banking sector. In India, there is a need for a paradigm shift in banking in terms of risk management architecture, digital banking, customer profitability, etc., and the book tackles the dynamics of this much needed paradigm shift in an effective manner. To those who wish to learn about the banking dynamics in India, this book will prove to be a rewarding read in showing how the world of Indian banking is intertwined with the entire nation. It will be useful for bankers, policy-makers, researchers, and of course for the common man. It will also be useful for the students of banking and for those preparing for bank competitive exams.